A credit monitoring service tracks changes in your credit profile alerting you of changes in creditworthiness or behavior that show potential identity fraud. Whether you are repairing your credit yourself or have invested in my credit program, a credit monitoring service is a MUST. Click HERE to get started.
[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][vc_single_image image=”1476″ img_size=”full” alignment=”center” css_animation=”fadeIn”][vc_custom_heading text=”Step 2: Credit Audit” font_container=”tag:h2|font_size:22|text_align:center|color:%230a0a0a” use_theme_fonts=”yes”][vc_column_text]A credit audit is a detailed breakdown of your credit profile. We go through everything with a fine tooth comb and create a plan of attack to repair your credit. An audit contains clear recommendations on how to practically build your credit profile to speed the credit repair process along.
[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][vc_single_image image=”1477″ img_size=”full” alignment=”center” css_animation=”fadeIn”][vc_custom_heading text=”Step 3: Action” font_container=”tag:h2|font_size:22|text_align:center|color:%23000000″ use_theme_fonts=”yes”][vc_column_text]“Vision without action is merely a dream. Action without vision just passes the time. Vision with action can change the world.” After it’s all said is done you will have an action plan to implement-whether you do it yourself or we do it for you, the key is to Just Do It.
[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_custom_heading text=”It all starts here!” font_container=”tag:h2|text_align:center|color:%230a0a0a” use_theme_fonts=”yes”][vc_btn title=” SCHEDULE CONSULTATION ” style=”custom” custom_background=”#e83429″ custom_text=”#ffffff” size=”lg” align=”center” css_animation=”fadeIn” link=”url:https%3A%2F%2Fsurplusfinancial.as.me%2Fschedule.php||target:%20_blank|”][/vc_column][/vc_row][vc_row fullwidth=”yes” top_margin=”0″ bottom_margin=”0″ background_color=”#ffffff” css=”.vc_custom_1554220155613{margin-top: -40px !important;padding-top: 60px !important;padding-bottom: 60px !important;}”][vc_column][vc_custom_heading text=”Pricing” font_container=”tag:h2|text_align:center|color:%23c65a36″ use_theme_fonts=”yes”][spacer][vc_row_inner][vc_column_inner width=”1/2″][ultimate_pricing design_style=”design05″ color_scheme=”custom” color_txt_main=”#0a0a0a” color_bg_highlight=”#c75a35″ color_txt_highlight=”#ffffff” package_heading=”BragOnMyCredit Beginner Ecourse” package_sub_heading=”For DIY Champions” package_price=”$97″ package_unit=”One Time Fee” package_btn_text=” SIGN UP NOW ” package_link=”url:https%3A%2F%2Fpages.convertkit.com%2F0cc4b4bb03%2Fcd6c96c3a4||target:%20_blank|”]✔ CREDIT BUILDER✔ SELF-PACED ONLINE PROGRAM
✔ ACCOUNTABILITY GROUP
✔ CONFIDENCE IN REPAIRING YOUR CREDIT LEGALLY
✔ DISPUTE LETTERS TO GET YOU RESULTS[/ultimate_pricing][/vc_column_inner][vc_column_inner width=”1/2″][ultimate_pricing design_style=”design05″ color_scheme=”custom” color_txt_main=”#0a0a0a” color_bg_highlight=”#c75a35″ color_txt_highlight=”#ffffff” package_heading=”Monthly Package” package_sub_heading=”Credit Monitoring not included” package_price=”$149″ package_unit=”Processing Fee” package_btn_text=” ENROLL NOW! ” package_link=”url:https%3A%2F%2Fsurplusfinancial.as.me%2Fcreditaudit||target:%20_blank|”]✔ $99 PER MONTH
✔ 24/7 CLIENT PORTAL ACCESS
✔ UNLIMITED DISPUTING & SUPPORT
✔ DETAILED REPORT ANALYSIS
✔ CREDIT EDUCATION
✔ PERSONALIZED DEBT REPAYMENT PLAN
✔ BUDGET PLAN
✔ INQUIRY ASSIST
✔ INITIAL RESULTS IN 30-45 DAYS
✔ MONEY BACK GUARANTEE IF NO DELETIONS IN 180 DAYS[/ultimate_pricing][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row fullwidth=”yes” top_margin=”0″ bottom_margin=”0″ background_color=”#c55934″ css=”.vc_custom_1554241504904{margin-top: -50px !important;padding-top: 60px !important;padding-bottom: 60px !important;}”][vc_column][vc_custom_heading text=”How Fico Determines Your Score” font_container=”tag:h2|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][spacer][vc_row_inner][vc_column_inner width=”1/5″][stat_counter icon_size=”32″ icon_color=”#ffffff” counter_value=”35″ counter_suffix=”%” speed=”3″ counter_color_txt=”#ffffff” desc_font_color=”#ffffff” suf_pref_font_color=”#ffffff”][vc_custom_heading text=”PAYMENT HISTORY” font_container=”tag:h3|font_size:15|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][/vc_column_inner][vc_column_inner width=”1/5″][stat_counter icon_size=”32″ icon_color=”#ffffff” counter_value=”30″ counter_suffix=”%” speed=”3″ counter_color_txt=”#ffffff” desc_font_color=”#ffffff” suf_pref_font_color=”#ffffff”][vc_custom_heading text=”AMOUNTS OWED” font_container=”tag:h3|font_size:15|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][/vc_column_inner][vc_column_inner width=”1/5″][stat_counter icon_size=”32″ icon_color=”#ffffff” counter_value=”15″ counter_suffix=”%” speed=”3″ counter_color_txt=”#ffffff” desc_font_color=”#ffffff” suf_pref_font_color=”#ffffff”][vc_custom_heading text=”LENGTH OF CREDIT HISTORY” font_container=”tag:h3|font_size:15|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][/vc_column_inner][vc_column_inner width=”1/5″][stat_counter icon_size=”32″ icon_color=”#ffffff” counter_value=”10″ counter_suffix=”%” speed=”3″ counter_color_txt=”#ffffff” desc_font_color=”#ffffff” suf_pref_font_color=”#ffffff”][vc_custom_heading text=”NEW CREDIT” font_container=”tag:h3|font_size:15|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][/vc_column_inner][vc_column_inner width=”1/5″][stat_counter icon_size=”32″ icon_color=”#ffffff” counter_value=”10″ counter_suffix=”%” speed=”3″ counter_color_txt=”#ffffff” desc_font_color=”#ffffff” suf_pref_font_color=”#ffffff”][vc_custom_heading text=”TYPES OF CREDIT USED” font_container=”tag:h3|font_size:15|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row fullwidth=”yes” top_margin=”0″ bottom_margin=”0″ background_color=”#eaeaea” css=”.vc_custom_1554842467914{margin-top: -45px !important;}”][vc_column][spacer][vc_custom_heading text=”EDUCATION” font_container=”tag:h2|text_align:center|color:%23c65a36″ use_theme_fonts=”yes” css=”.vc_custom_1554844745452{margin-top: 25px !important;}”][vc_row_inner][vc_column_inner width=”1/2″][vc_custom_heading text=”What is a credit score?” font_container=”tag:h2|text_align:left|color:%23000000″ use_theme_fonts=”yes”][vc_column_text]
- A three-digit score that financial institutions use to determine how risky you are as a borrower.
- Access and Power
- A key financial tool in your wealth building toolbox
700-719 VERY GOOD
675-699 GOOD
620-674 AVERAGE
560-619 POOR
500-559 VERY POOR[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″][vc_single_image image=”1562″ img_size=”full” alignment=”center” css_animation=”slideInRight” css=”.vc_custom_1554844708211{margin-top: 25px !important;}”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” fullwidth=”yes” top_margin=”0″ bottom_margin=”0″ css=”.vc_custom_1554844894880{margin-top: 55px !important;}”][vc_column width=”1/2″][vc_single_image image=”1567″ img_size=”full” alignment=”center” css_animation=”slideInLeft” css=”.vc_custom_1554844910539{margin-top: -60px !important;}”][/vc_column][vc_column width=”1/2″][vc_custom_heading text=”What can we remove for you?” font_container=”tag:h2|text_align:left|color:%23000000″ use_theme_fonts=”yes”][vc_column_text]Any old, inaccurate, unverifiable information on your credit report such as:[/vc_column_text][vc_column_text css=”.vc_custom_1554844642692{margin-top: -15px !important;}”]
Student Loans
Collection Accounts
Repossessions
Incorrect Personal Information
Charge Offs
Unauthorized Inquiries
Medical Bills
And More[/vc_column_text][vc_btn title=” SCHEDULE CONSULTATION ” style=”custom” custom_background=”#e83429″ custom_text=”#ffffff” size=”lg” align=”center” css_animation=”fadeIn” link=”url:https%3A%2F%2Fsurplusfinancial.as.me%2Fschedule.php||target:%20_blank|”][/vc_column][/vc_row][vc_row fullwidth=”yes” bg_type=”bg_color” top_margin=”0″ bottom_margin=”0″ bg_color_value=”#c75a35″ background_color=”#c75a35″ css=”.vc_custom_1555965062281{margin-bottom: -20px !important;padding-top: 50px !important;padding-bottom: 50px !important;}”][vc_column][vc_custom_heading text=”Frequently Asked Questions” font_container=”tag:h2|font_size:40|text_align:center|color:%23ffffff|line_height:1″ use_theme_fonts=”yes”][spacer][faq category=”Surplus-Credit”][/vc_column][/vc_row][vc_row fullwidth=”yes” top_margin=”0″ bottom_margin=”0″ background_color=”#ffffff”][vc_column][spacer height=”50″][vc_custom_heading text=”Privacy & Term Conditions” font_container=”tag:h2|text_align:center|color:%23c65a36″ use_theme_fonts=”yes”][spacer height=”50″][vc_row_inner css=”.vc_custom_1555964974805{margin-bottom: -60px !important;}”][vc_column_inner][vc_column_text]Privacy and Refund
Here at Surplus Financial Consultants LLC we value confidentiality and vow to respect your privacy and keep your personal sensitive information secure and protected.
By law Surplus Financial Consultants LLC allows you to cancel your contract within three (3) business days from the date you officially signed the contract. You may also cancel at any time when you are satisfied with your results. Surplus Financial Consultants LLC by law cannot offer any promises or guarantees as to the outcome or length of time to achieve results.[/vc_column_text][vc_column_text]Term & Conditions
- This is an agreement between Surplus Financial Consultants LLC and the Client. We will increase your credit score and attempt the removal of all errors, misrepresentations, outdated, or unverified negative items on your credit reports that you the client provides. We offer no debt consolidation and we do not make payments. This is strictly for credit restoration services.
- The Client understands that this is a Monthly contract. Each month, the Client will pay a fee for the service that Surplus Financial Consultants LLC has already performed for the previous month. The Client agrees that the monthly fee will be electronically debited from clients’ checking, savings, or credit card as indicated below. The Client understands that he or she may cancel from this program at any time without penalty.
- The Client understands that each credit bureau investigative challenge will take approximately 30 to 45 days. This contract will automatically renew itself each month accordingly. If there is no more work to be performed on the Client’s behalf, then the Client will be canceled automatically by Surplus Financial Consultants LLC There are no other fees at all associated with this service.
- The Client understands that he or she should forward all correspondence (credit reports, letters, etc.) to Surplus Financial Consultants LLC as soon as possible after receiving. Do not send anything back to the different reporting agencies. If you have not received any credit reports or correspondence within 35 days from the return of this agreement, then the Client shall notify Surplus Financial Consultants LLC promptly. The Client understands that he or she should receive such reports every 30 to 45 days as work is performed and that all credit reports or letters must be sent to Surplus Financial Consultants LLC immediately. Failure to do so may prolong the term of this contract. Please notify Surplus Financial Consultants LLC of any changes in your mailing address or status.
- The Client understands that by law, Surplus Financial Consultants LLC cannot offer any promises or guarantees as to the outcome or length of time to achieve results. However, if the Client is in full compliance with the terms in paragraph (4) and payments in paragraph (2) of this agreement, then the Client will be entitled to the following: If there is no improvement to the Client’s credit reports or credit score within three (3) credit bureau investigative challenges, the Client will receive a full refund of their first three (3) months fees upon request.
- The Client understands that due to the nature of this service, Surplus Financial Consultants LLC, our select staff may view your file for providing accurate service. We understand the importance of your privacy and Surplus Financial Consultants LLC agrees to take measures to limit the access to such information accordingly.
- By law, Surplus Financial Consultants LLC is required to provide the following three (3) documents:
(1) A “limited power of attorney” form that is used only for credit repair purposes. This form must be signed and returned;
(2) The “Consumer Credit File Rights under Federal and State law.” By signing below, the Client acknowledges that this has been received;
(3) The Client’s “Right to Cancel” form. The Client may cancel at any time by mailing or faxing this document to Surplus Financial Consultants LLC[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]